If I were to purchase everything together my total (without coupons for the sake of the argument but still a shame) would come to $28.77 out of pocket with $12.99 ECB. Not bad, but we can do so much better!!! This is where a little strategy comes in handy. If we break these up into 2 transaction, which will be fast because you have so few items!
Transaction #1
Colgate Tooth Paste
Secret Deodorant
=$4.78 out of pocket
with $3 ECB
Transaction #2
Zyrtec
Subtotal=$5.99
Use $3 ECB from Transaction #1
Total= $2.99 out of pocket
with $5.99 ECB
Transaction #3
2 Packages of Pamper
Subtotal=$18
Use $5.99 from Transaction #2
Total=$12.01 out of pocket
with $4 ECB
So, total out of pocket is $16.79! That's a lot better than $28.77! And that's with out any coupons at all!!! This requires absolutely no preparation and you save $11.98! This is something you can do with just an extra few minutes in the store. Plus, you have $4 to use on your next purchase.
Now, lets look at if you were to use some coupons with these transactions! Let's say you had (2) $1.50 off 1 Pampers, (1) $5 off 1 Zyrtec Coupon, (1) $1 off 1 CVS Coupon for Colgate, (1) Manufactures Coupon for $1 off 1 Colgate and (1) $1 off 1 Secret Deordant. With all of those coupons you will subtract another $11 bringing your out of pocket cost down to $5.79. That would be a total of $22.98 in savings! Plus, with your $4 ECB you have an awesome deal!
If you shoot to do this with a few items a week that you need, (or may not need but are money makers like the Zyrtec (5.99-$5 coupon= .99 out of pocket, but you still get $5.99 ECB) that makes you $5!) you will eventually build up ECB (or whatever the rewards are) to help you spend less of your own money on future purchases! This can be done at Walgreens, CVS and Homeland (sometimes.)
I know this concept may be a bit confusing and if you have question please feel free to contact me at brandicoffman@gmail.com and I can further explain any thing that doesn't make sense!
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